Mouse Loans
About Us
Dream for every person
It is a dream for every person to have a family one day and buy yourself a nice home for your children to grow in.
Home Loans
But this simple dream faces many challenges in its way, one of which is definitely financing to buy a good home for your family,
Widest category of home
Well, you don’t need to worry at all, because we are here to take care of this problem for you, because we care for you. We at Mouse Loans bring you the widest category of home loans all over Australia.


Services we provide
Mouse Loans offers a wide range of services that makes your experience of buying a home like nowhere else. Here, we make sure that financing for your home is simply a task, not a challenge that gets you tired. We make sure that we do all the hard work for you in getting the best deal for the home loan you desire. Here are some of the unique features that set us apart from anything in Australia.
Fast and safe process
Completely free
Our application is 100% free and there is no kind of hidden fees attached to the application process, whether online or otherwise.
High approval rate
At Mouse Loans, we make sure that every customer is valued, and therefore, we welcome both good and bad credit with open arms. We also have a high approval rate.
News & Stories
Common mistakes to avoid when seeing an accident compensation lawyer
Making a personal injury claim is not something you do every day unless you’re a qualified personal injury lawyer. So, if you’re unfortunate enough to be hurt in an accident, filing a compensation claim can feel like stepping into the unknown.
In light of this, here is a brief list of the most typical errors people make after a personal injury. This isn’t meant to make fun of these blunders; it’s natural to make mistakes while doing something new; rather, this list is meant to assist you to discover common traps so that you don’t fall into them yourself.
Insurance companies will frequently try to settle a claim directly with you, claiming that lawyers just complicate matters and that you would get a better settlement without them. Many insurers put up a solid battle against lawyers, so how well can a non-lawyer stand up against them?
Thinking that working with a law firm isn’t right for you. Many people who have been wounded in an automobile accident will hire the lawyer recommended by their insurance company, regardless of whether or not that lawyer is competent. When you stop to think about it, this is complete lunacy! Shop around, use the internet, and think about the following:
- Is this law practice close to your location?
- Is it possible for you to meet with your lawyer or legal assistant?
- Do you have faith in them?
- Not only that, but you should also ask the individual who is managing your case certain questions.
Things to keep in mind
Don’t go assuming that all lawyers have the same level of expertise and experience. This is a follow-up to the previous error. Make sure your lawyer knows what he or she is talking about. Personal injury claims are extremely essential, therefore don’t entrust your case to an amateur.
Some advertisements make it appear that filing a personal injury claim is simple, so you may feel unable to ask a question for fear that your lawyer will think you are a moron! This is not the way to think. You have a right to know what is going on because this is your claim. Understanding this area of law isn’t your day job. Always ask questions! Your accident compensation lawyer will do their best to be able to help you. Personal injury legislation is quite difficult to understand. A great legal team will frequently disagree on a subject, demonstrating that there aren’t always black-and-white answers to questions. So, if you have any questions, don’t hesitate to approach your lawyer.
So, you’ve been in an accident. After you’ve taken care of yourself, the first thing you should do is gather proof. Consider the accident site to be a crime scene. Keep track of evidence that will assist you to show what happened and how it happened. Take a lot of images and movies if you have a phone with a camera. Make a list of everything. Speak with every witness there, as witnesses are often hesitant to assist you a few months later. What were the circumstances at the time (or were they at the time)?
If you’ve been in an automobile accident, take photos of the car’s positions if you can. Get your documents together. Be forensic; as a claimant, you must prove that your injury was caused by someone else’s negligence. You may or may not choose to file a claim, but if you haven’t gathered proof, any claim you make will be dismissed.
Five Major Advantages of Hiring a No Win No Fee Lawyer
A no-win-no-fee lawyer, as the phrase implies, is a type of lawyer that makes a legal agreement with a client so that if the client’s compensation claim is rejected, then the client will not receive any compensation and in turn, the client will not pay the lawyer for their services.
Thus, everything solely relies on the success or failure of the legal proceedings. This article will outline the advantages and limitations of hiring no-win no-fee lawyers.
Benefits of no-win-no-fee lawyer
- Justice for all
One of the greatest hindrances to get justice for many is the high upfront costs demanded by some lawyers. Most people cannot afford to pay a lawyer before the case is heard and will end up abandoning the case even when they had higher chances of winning it. However, with the presence of a no-win-no-fee lawyer, anyone can get a lawyer and have their case heard at absolutely no cost. If the case is ruled in their favour, then they will pay their lawyer the agreed fee.
- The fee is on the compensation
Once you hire a no-win-no-fee lawyer, you do not have to worry about raising money to pay them because their fees are calculated from your potential compensation amount. This gives you time to focus on how to win the case with the lawyer rather than how to get their fee.
- Perfect for new lawyers
The no-win-no-fee plan is not only good for clients but also for lawyers as well. If a lawyer is still fresh and has no record of success that can attract clients, it becomes reasonable to act as a no-fee no-win lawyer for the time being as one builds upon his portfolio. This way, it becomes a win-win situation between a client and a lawyer because none of them has spent their money.
- Fair settlement
Both the client and lawyer are allowed to attend the proceedings, even the final verdict so that in case of compensation is announced, they both know the exact amount that they will get and also the fair share to divide between themselves. There is no chance of playing one another with this kind of legal agreement.
- A driving factor for lawyers
Since a lawyer is assured of payment only after they win the case, they tend to work even harder to ensure that the court rules in their favour. This increases a lawyer’s motivation and increases their chances of winning the case.
How to locate a no-win-no-fee lawyer?
Finding this lawyer can prove to be a tedious and time-consuming process, especially if you are not familiar with legal matters and terminologies. The majority of well-established lawyers prefer upfront payment before they can agree to represent you. Therefore, you have to keep in mind that you may end up getting a newbie lawyer who is just beginning his career with almost zero experience.
So, depending on the nature of the case, you have to be vigilant when hiring a no-win-no-fee lawyer because they may end up losing a straightforward case to an experienced lawyer. It is also paramount to assemble all your evidence and documentation into one place to make it easy during presentations.
Small Businesses Need A Small Business Lawyer
Small businesses often need legal help. When they need someone to represent them, they turn to a small business lawyer who specialises in the legalities of a small business. Owners can form contracts with the lawyer to assist them anytime they need legal advice. They offer great value legal advice and often assist small businesses in Australia. These kinds of lawyers are part of a commercial law firm. If you have a small business that needs legal advice, get in touch with a small business lawyer who can review your case and get you the help you need.
A good small business lawyer protects both the small business owners’ personal and business interests. When business disputes arise, a lawyer can defend clients as individuals and business entities. They’ll be there if there is a breach of contracts, something crops up unforeseen or if a misunderstanding happens with another party so that the small business is protected in all aspects.
1. Types of legal matters
Small business lawyers help small businesses with a wide range of legal matters:
– reviewing commercial contracts and drafting business contracts
– breach of contract matters
– advice on employment law and employment contracts
– trademarks or intellectual property
– debt recovery and resolution of disputes
– business structures
– business sales and purchases
2. Legal assistance
Experienced small business lawyers are well versed in assisting business owners who need contracts drafted or reviewed. Practically all small businesses require explanations of business conditions and terms. At times owners need to have special contracts drafted for their important clients, like partnership agreements. A small business lawyer assists the owner with both the drafting of these documents and their review. If you require legal assistance, you can find a small business lawyer online and get a quote on the fees. After you have finished your legal business, you can always turn to your lawyer for advice on future business matters.
3. Resolution of legal matters
A small business lawyer can write letters or make phone calls on behalf of a small business to resolve any business legal matter. They can even help you with debt collection letters. The lawyer will represent the small business to get all legal matters resolved.
4. Document review
A small business lawyer can help review legal documentation and contracts to make informed decisions and protect their business. The owner can set up a legal plan with the lawyer, who regularly helps them when needed.
In other words, a small business does not have to get into a dispute to need a lawyer. A small business lawyer can play a significant role in forming a company from the beginning to the end. The lawyer protects all parties involved in business transactions and can prevent disputes before they even start. A business lawyer can explain all the ins and outs of establishing a business as a partnership or in any other business form. Once the small business takes off, they can advise whenever legal matters or complicated business decisions must be made to avoid having any problems. They are particularly good at helping companies understand how to deal with city and county compliance codes. The best thing you can do as a business owner is to take a look online and look at what small business lawyers in Gold Coast are offering and make your choice to help your business thrive.
A guide to Use Robot.txt File
The primary function of a robot.txt file is to control how a search engine accesses your website. It contains directives “allow” and “disallow” search engines to access pages on your website. You will have to get it right because adding wrong commands can impact your ranking negatively. It can even hinder web crawlers from accessing web pages on your entire website.
Robots with SEO
Robots crawl through websites documenting and indexing information they cover. The official name for robots is user-agents, you might also hear bots, web crawlers, or spiders though they are not the official names for user-agents. To disallow, or allow, you will have to use the official name of a search engine, for example, google crawler is called “Googlebot”. You can get a complete list of web robots from robots.txt.org. Bots have parameters to follow while indexing or documenting web pages, including the links pointing to your website from external sources and the type or quality of content you create on your website. You can use robots.txt file to give directions to search engine bots on which pages to crawl and which ones to skip. To use robots.txt file, one needs to understand the syntax. The following steps might help:
Define user-agents: It means you will have to state the name of the robot you are referring to, for example, Google, Yahoo and more. For more help in finding robots, refer to robots.txt.org.
Disallow: Use disallow when you want to block access to a specific page or a section of your web page. You will need to specify the URL path.
Allow: You will use “allow” to unblock a URL path inside a blocked parent. You will need to enter the URL of the subdirectory path for it to be effective.
In summary, we use robots.txt files to tell the crawler to index specific pages and leave alone these others.
Importance of robots.txt file
You may think it is counterproductive to block pages in your website from search engines. On the contrary, it is useful to stop some pages from search engines because of the following reasons:
To block sensitive info from access, for example, directories, admin pages and others. You will also want to hide files like; cart, scripts, cgi.bin, wp-admin, among others.
Use robots.txt file to bar low-quality pages from showing on your website. Quality is among the parameters Google crawlers use to index web pages. Google advocates for quality content and you should keep your website pruned all the time for better ranking. You might have a lot of garbage in your website, but you can’t discard, robots.txt file is handy in blocking such pages from access because they can drag down the performance of your website.
You might want to use a robot.txt file to duplicate content on your website, for example, if you have print versions of your website, you will want to exclude them because they can hurt your ranking. It is however imperative to keep in mind that people can still visit and link to these pages, so if they contain sensitive info, you will need to password-protect.
Allow and Disallow
You will use “allow” and “disallow” to tell the robots which pages to index and which ones to ignore. Use a user-agent to tell all web robots to apply the same instructions and not just for specific search engines.
Things to know before hiring an accounting firm
Every year the tax law keeps evolving. For an average citizen being faced with financial decisions like selling their property, claiming deductions for a home office can be quite confusing. However, things become a great deal easier when they hire an accountant to help them with their finances. This is because accounting firms keep themselves informed of all the new tax laws. This enables them to advise their clients and also help businesses develop budgets and set financial goals.
Tips for hiring an accounting firm
Make sure to keep the following things in mind when looking for accounting firms:
- The accounting fees can vary from one firm to another. There are some firms which provide accountants who charged a separate for every financial task that they do. On the other hand some might charge by the hour. So make sure you know how you are supposed to pay the accounting firm that you are working with. Also high end firms tend to charge by the minute. Only hire firms based on your budget.
- Every accountant who is working for the firm specializes in different kinds of accounting genres. There are few individuals who deal with taxation only. There are accountants were concerned with the financial side of the business, and then there are accountants who can help you with the investments and development of your business. Choose an accountant based on your particular requirements. If you want someone to oversee the tax returns and deductions you might need to hire a CPA.
- The kind of service is that you are looking for would have a major impact on who you should be hiring for the job. If you plan to outsource the accounting work to a firm it is advisable that you have a detailed talk with them regarding your requirements. If you’re looking for someone to manage everything from bookkeeping to filing tax returns it is better to employ a full time accountant on your own. On the other hand if you only need an accountant for specific services then going to an accounting firm is always a better idea.
- Make sure that you only hire a firm which is certified and registered with the local accounting body. This is because you need to rely on somebody who is trustworthy. After all it is a matter of your finances.
- Not all accountants are going to help you set up the goals. If yours is a startup it is best to proceed with an accountant who not only helps you with the financial side of the business but also helps you manage all investment strategies. Plus when it is time for an audit, accountant can take matters in stride and also help reduce the stress.
- Make sure that you have the necessary references to help you find the kind of accounting firm that you are looking for. You should also do some research of your own. Check out the websites of the different accounting forms to get an idea of the kind of services which would be provided to you.
Get more information about hiring an accounting firm to help you at clmaccountants.com.au.
5 Things You Should Tell Your Divorce Lawyer
It is important that you hire a lawyer in cases like divorce to safeguard your best interests. Some matters are too private to be shared but as hard as it is, it is still essential that you don’t keep anything from your divorce lawyer Canberra because in times like these they can be your biggest support. Keep in mind that filing for divorce isn’t about determining who is right and who is wrong. It is about untangling yourself from the past and moving on with your life. Below are 5 things you should tell your divorce lawyer.
Division of assets
Over the years of marriage one shares everything with their partner. You grow with them and invest in assets that you want to save for the future for example, property like a marital home. In case of divorce, tell your lawyer about any assets that you share with your partner. Be sure to tell when the property was acquired and if applicable, whose name appears on the deed or title.
Child Support
Child support is a commitment of the parents. How much the guardians are required to contribute is either decided by requesting the court or by gathering in a composed understanding. Depending on your condition of living arrangement and factors like both the parent’s salary and the child rearing time. Your lawyer will survey the kids’ needs, both present and future based on the indicated child care costs.

Alimony
While determining the alimony, the court considers factors like how long were you and your partner married for, age’s of the couple, mental and physical health, the standard of living while the two were married, education level of both the individuals, their earning capacity and employability. The allocation of child-rearing responsibilities plays an important role in determining alimony. Discuss with your lawyer everything about your financial needs, career goals, the time it will take for you to reach the set goals, so that the lawyer can get you the support that you need
Child Custody
The toughest issue that you will face during the process of divorce is child custody. You will have different thoughts in your head like what exactly means by child custody? It means being responsible for the child. Health, education and welfare of the child will either be your sole or joint responsibility. If the child is to reside with you it means that you have the physical custody. Determine the type of custody that suits you and tell it to your lawyer so that he can advocate in your favor. Express your hurdles and desires to the lawyer without hesitating.
Documents
When you meet with your lawyer; carry with you all the necessary documents that you might need for claiming your share of assets, alimony and child custody and support for example, bring your bank statements, contracts, budget summaries, tax returns, expense forms and other relevant documents. It is beneficial to give your lawyer an honest written summary of the marriage.
How to choose the mortgage? Don’t miss our guide
Turning on a mortgage , or requesting a loan from the bank , is a choice as frequent as it is delicate! For the purchase of the first or second home, for the renovation or construction works , for the consolidation of debts … There are many reasons why you can apply for a mortgage.
The point, however, is that banks and mortgages are not all the same : your bank does not necessarily guarantee better conditions and ease of financing, and there are many offers to compare!
Precisely for this reason, the National Consumer Union has created, in collaboration with the Mortgage Group Online, the Guide “How to choose the mortgage?” Full of information and tips that facilitate the choice of mortgage.
The choice of the mortgage must take into account numerous factors: the family budget also in the long run, the rate (fixed, variable, higher, lower), the Taeg (the items of expenditure as an investigation and appraisal), the sustainability of the installment in the long term, the right notary … choosing the mortgage well can save up to 700 euros per year!
It is therefore useful to know how to compare the mortgage solutions that the various banks offer. Using online comparators , you can do it quickly and for free: with our Guide at your fingertips, it is easier to find your way through the hundreds of offers!
How to choose the mortgage
Furthermore, it is essential to ascertain whether the property to be purchased has been received as a donation by the seller. Several banks do not grant the mortgage in the case of donated property , because the donation can be contested by the legitimate heirs up to 10 years from the death of the donor and in such an eventuality the bank may have problems to retaliate on the asset in case of non-repayment of the mortgage . To find out more, call our toll-free number 800.901.900 and find out which banks offer mortgage solutions in the case of properties from donations.
To correctly determine the amount and duration of the mortgage, you need to take into account your income , because if it is true that a short-term loan allows you to save on interest, it is also true that the monthly installment must be sustainable . Taking into account the fact that the loan installment cannot exceed 35-40% of the monthly net income , it is good to try to calculate the installment for different hypotheses of the amount and duration of the mortgage, in order to find the best solution. To this end, you can use the calculation tool that MutuiSupermarket has developed for this type of simulation.
The variable rate is made up of two components, Euribor and Spread . L ‘ Euribor is a reference index determined by the market and subject to variation over time , while the spread is no more than the profit margin freely determined by the bank . The fixed rate , similarly, is made up of IRS (the reference index for fixed rates, determined at the time of stipulation and stable for the entire duration of the loan) and Spread . The spread can vary widely from bank to bank and it often happens that banks are available to recognize significant discounts to certain types of borrowers or customers..
Generally, a variable rate mortgage allows you to obtain an installment of a significantly reduced amount compared to that of a fixed rate mortgage, but still subject to the changes in the Euribor to which it is anchored, which over time can be significant.